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Discover insights, inspirations, and updates that celebrate the harmony of family living and business growth  the essence of everything we create

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Ways to Host a Fun-Building Comradeship with Society Neighbours

The most well-known legend has it that Ram (the eighth manifestation of Lord Vishnu), on this day in Satyug (Golden Age), killed the ruler of Lanka, the colossal evil presence Raavan, who had kidnapped Ram’s Sita. This day is additionally called ‘Vijayadashami’ to check the tenth day of the war that finished in the triumph of Ram (Good) over Raavan (Evil).A large portion of the general population living in social orders have concurred that amid celebrations they don’t have much association with neighbors and there is lack of network exertion to celebrate in social orders euphoric and entrancing. Hence, considering the sharing environment, individuals can have a few fun exercises in their private social orders to construct a sound and new connection with their audience.&nbsp;<h2>Social projects:</h2> Cultural projects add shading and pizzazz to the celebration. You can volunteer to sort out a social program for the diversion of grown-ups and youngsters in your neighborhood.&nbsp;<h2>Tambola:</h2> Tambola is played on an essential standard. The coordinator/guest calls the Number/CUE each one in turn and players need to strike Numbers on their tickets. Tambola/Houzee can be played in a wide range of courses relying upon the competency level of the intended interest group.&nbsp;<h2>Know thy neighbour:</h2> An amusement that causes you to find out about your neighbours. For example, an Ice-breaker Game!&nbsp;“Know thy neighbour” encourages you find out about your neighbours or colleagues&nbsp;<ul><li>Pair up individuals who are minimum well-known to one another</li><li>Allot them 1 minute each, to scrutinize their accomplice on his/her preferences, calling, gifts, sees, and so on.</li><li>At the finish of the associations, call upon every individual to venture forward and share the data they have accumulated about their accomplice.</li><li>The member who can share most extreme data effectively is proclaimed as victor.</li><li>The member who can share most extreme data effectively is proclaimed as victor.</li></ul>&nbsp;<h2>Drawing and Coloring challenge:</h2> Find a few craftsmen in your general public by leading a drawing and shading challenge. Construct the opposition with respect to a current happy topic or a social cause.&nbsp;<ul><li>Announce the scene, date and time span.</li><li>Provide sheets and hues to all members.</li><li>Alternatively, you request that members bring their own arrangement of hues.</li><li>Let the ability seek program start.</li></ul> Ashiana Landcraft brings exclusive sporting facilities to your doorstep. Powered by a bowling machine, multiple Tennis courts, huge swimming pool and more. Your sporting desires will always be full-filled by us. Don’t just get to Ashiana Landcraft, live it every moment. To know more click here

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The most well-known legend has it that Ram (the eighth manifestation...

Ways to Keep Your Diwali Decor Eco-Friendly

The festival of lights is just around the corner, waiting for the day to come. Now as Diwali comes closer, everyone is busy decorating their homes in the most interesting way possible. The intricate and beautiful displays of light and colours that adorn the homes add to the mirth and joy of Diwali. As the Supreme Court decides to ban crackers in the Delhi and National Capital Region this year, it is time to celebrate an eco-friendly Diwali and do our bit.&nbsp;Let the light shine: How can you celebrate the festival of lights without bringing in the lights? The traditional oil diyas, terracotta lamps or candles have always been in style when it comes to Diwali. Painting the diyas with glitters and paints will add a personalized touch to it. Another eco-friendly option for lights is the solar lights. Bright and luminous, solar lights make for an exceptional light décor option. You will be able to buy solar lights on several shopping portals as they are easily available.&nbsp;Say it with flowers: Nothing can beat fresh flowers when it comes to Diwali decorations. Fresh flowers give your house a graceful look and make it fragrant at the same time. Assorted flower arrangements in water bowls add to the décor of the home. Flowers like roses and jasmine can be put in glass bowls that are filled with water and placed in various parts of the house. A floral rangoli at the entrance of the house offers a festive feel even before you enter the house. The combination of flowers, petals, leaves, and diyas placed in an elegant arrangement will capture the attention of all your guests. You can also add organic Rangoli colours or kitchen items like rice or turmeric to add a pinch of sophistication and a touch of green to it.&nbsp;Let’s decorate: Hanging readymade Torans or Bandanwars outside the house is not only auspicious but also beautiful and add to the celebration feel. They are a smart way of decorating the house without putting much effort into it. Put your colourful dupattas or sarees made of silk or cotton to the best use and suspend them in the hallway or living room for a festive look. But this is not all. You can also provide an ethnic look to your furniture upholstery with hand-stitched and embroidered cushion covers or pillowcases. Paper lanterns and handmade Kandils will also add to the traditional look of the décor.&nbsp;The best way to celebrate Diwali is with everyone who is close to you. Get together with your friends, family, and neighbours and double the joy of the festival. Enjoy Diwali with all the usual fun and glamour with an eco-friendly twist.As Ashiana Landcraft offers exclusive sporting facilities to the customers, your affordable homes is just a click away. Capture the true essence of the property with these tips to decor your homes. Tag along with your family and friends for a festive season. We ensure that you are not lost for tips during Diwali. To check out more <a href="https://thecentercourt.co.in/">click here</a>

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The festival of lights is just around the corner, waiting for the day to come. Now...

Serendipity: Another Name for South Gurgaon

Owning a home is probably the most important decision in a your life. It’s not a trivial thing, it’s a dream that people work for most of their lives. When it comes down to buying a place, the first question that comes in your mind is “which locality should I look to buy my dream home?”.&nbsp;You ask your friends, family, relatives and even search on the internet for the most beautiful locality with the most promising amenities. And finally after tons of research and countless visits to your real estate agent, you finally choose your dream home and locality. But gradually you get to know that the locality you chose is not the fairy world your broker or agent promised.As the days pass, you learn about more mishaps and issues in your locality that you never anticipated before. You wanted to live peacefully with your family but now you realize you are in a harsh environment. You sacrificed a lot in your life to save money and get home in a beautiful location and it turned down to be a foul reality. You thought of connectivity and convenience and for all that money you spent what you really got is big traffic jams and huge travel times.&nbsp;These are the problems that most home buyers nowadays are facing in Delhi NCR and other large metropolitan areas. According to World Population Census, Delhi have a population of more than 18.6 million which makes it the fifth most populous city in the world and it will continue to grow.&nbsp;You cannot imagine living peacefully in such a populous area. You have to choose a better location for your dream home. That’s why South Gurgaon is the right place in the right time to invest and live.&nbsp;<h3>Here are a few reasons to buy your dream home in South Gurgaon:</h3>&nbsp;1. The biggest benefit that you will get in the South Gurgaon is relief from the hustle bustle of the busy city life. It’s a safe haven away from all the noise, pollution, crowd etc. and yet seamlessly connected to all major parts of Gurgaon and Delhi.&nbsp;2. The peace and health that everyone crave for in a city can’t be achieved due to severe deforestration and mismanaged development of concrete jungles . In comparison, South Gurgaon is just the opposite. A quite hamlet in the foothills of Aravali, it boasts of green surrounding and environment that is suitable for you and your family’s health. South Gurgaon is a properly planned area with an impeccable blend of greenery and architecture. With Damdama lake outside and manicured landscaping inside, this is the place to be.&nbsp;3. Connectivity is no issue in South Gurgaon with the advent of Sohna elevated road. The connectivity to every landmark at Gurgaon is easily accessible, almost everything within 15 Kms. Moreover, South Gurgaon is connected to major highways i.e National Highway 248A that connects Gurgaon to Rajasthan and Haryana, KMP Expressway. Golf course extension will seamlessly connect you to IGI airport and south Delhi. This is today’s South Gurgaon with excellent connectivity.&nbsp;4. When you look out for a locality you have to keep education facilities in mind for your kids. South Gurgaon is an upcoming education hub and will be the best fit for your kids. With reputed universities and educational institutes, your children’s future will be for sure bright. From GD Goenka to KR Mangalam, every kind of education is easily accessible here&nbsp;5. South Gurgaon is full of businesses and job opportunities and will continue to grow with IMT Sohna in the vicinity. It is going to be an industrial hub that will create jobs and business opportunities making it keystone for the development of the area.Owning a home in South Gurgaon is the investment for your present as well as your future. It will be definitely, the best decision of your life. South Gurgaon is a serendipitous location with perfect answers for your questions and will remain the same in the future with increased amenities.&nbsp;Answer to the call of South Gurgaon, this is what your future needs – Right Place. Right Time.

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Owning a home is probably the most important decision in a your life. It’s ...

Paint a Modern Touch To The Living Space

Living room is a personal space where we reminisce our memories of experiences left behind by guests. Adding a theme to the living room will not just boost the conversation but add to the charm of your house. Make sure to invest time and effort into improvising a living room laced with comfort and luxury. Choose from a range of themes – traditional or contemporary. Here are a few tips to consider before you decide to redecorate your living room next time.&nbsp;Natural Stones for a Timeless Feeling&nbsp;Pedal with the trend of decorating your living room with natural stones that look natural, inviting and elegant. Besides the timeless outlook, using natural stones is more convenient to maintain. They are incredibly durable, and long lasting. The perfect way to incorporate natural stones in your modern room is by cladding the wall with different shapes.&nbsp;Vibrant Colours for a Vibrant Living&nbsp;Colours reflect your personality. Picking the colours that are an extension of your character can give warmth to the guests. Check out online sites to choose from a variety of colours or head out and explore the colourful side of you. Fabric sofas edge over leather in terms of availability of choice, texture, designs, and patterns. You will surely be spoilt for choices. Arranged the sofa sets? Great! Now let’s go ahead and select matching items. The curtains determine the amount of light entering the living room. You can choose the curtains in a way that compliments your walls.&nbsp;Diverse Choices for a Diverse Nation&nbsp;Wall arts a plethora out in the market. Base the items to your theme and your choice to make a modern living room. Take care of the minute details like decoration of vase, hanging of a beautiful wall clock and a mirror. Place the artefacts like statues and sculptures away from the walkways, closer to the corners. Place the TV at a comfortable height and adjust the speakers to a resonating distance.Ashiana Homes provides you with exquisite interiors to make your living a timeless experience. For more information <a href="https://thecentercourt.co.in/">click here</a>

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Living room is a personal space where we reminisce our memories of...

Tips to decorate your home this festive season

Festive season is considered to be the most auspicious time to invest in your dream ventures, a beautiful home being one of them. It is a commonly followed practice to decorate homes during Navaratri which signifies positivity and blessings to the family. During Navaratri, the house is decorated and made attractive to the ones who visit the place. The guests are treated with an ample amount of food and warmth.&nbsp;Legend of Indian Mythology reads, Laxmi – Goddess of wealth, fortune, and prosperity – visits every home for blessings and stays in the home where peace and sanity exists. Decorations at home bring the family together in vibrant spirits topped with energizing and positive vibes. Residents begin with cleaning process prior to the start of the decorations. Here is a list of new ideas for your most auspicious festival of the year, Navratri. Laurel or Diwali Mala: It is a delightful convention in India to brighten the dividers and entryways of the house with wreaths. On the off chance that you can get to normal blossoms, you can make wreath and if not then fake blooms will likewise work for you.&nbsp;<h2>Rangoli</h2> This craft requires finesse down to the nails! Rangoli comes in the form of powder where a finger-full is taken and drawn on the floor. This lovely craft also can be made in themes, plans and examples on floor. Making use of hues is a customary method for adorning home. Rangoli is a need of Navratri enrichment. It is believed that making it at the passage of every home resonates positive vitality. If you are in a rush, Rangoli stickers and stick-on Rangoli works best for you.&nbsp;<h2>Toran</h2> One of the most essential and enhancing element in your house. You can decorate your home with green leaves to evade negative energies. In the event to save on gigantic decorations, Torans will always be a go-to choice.&nbsp;<h2>Latkan</h2> A hanging piece of marvel, Latkan, brings alive the propitiousness of the festival. You can choose latkan to decorate your house with a beautiful theme. Ensure you choose the right kind to meet your liking.&nbsp;<h2>Metal Thali</h2> A metal puja thali conveys the customary touch to your Navratri celebrations. You can also go for wooden thalis to give your home a remarkable look. Complete your thali with crisp blossoms. Create the picture of Durga with Moli or the red string that is utilized to wear on the wrist amid puja.&nbsp;<h2>Marble Kalash as Garba</h2> A Kalash or Garba is more of a fascination on the outlook. Experiment with a brightened marble kalash this year for an interesting touch to your beautiful home. Some marble kalash models come along with semi-stones which add to the charm of your home.&nbsp;<h2>Ceiling fixture</h2> The ceiling art can add to the charm of your home hanging from the ceiling. This decorative piece is essentially the roof lighting that gives additional flamboyance to the house.&nbsp;Home is where the heart lies! Ashiana Homes brings you the best of amenities to invest in this festive season. To check out all the amenities that one should consider while purchasing the dream home click hereShare on FacebookShare on TwitterShare on Linkedin

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Festive season is considered to be the most auspicious time to invest in your...

5 Golden Financial Tips for All New Homebuyers

Home is not just a word, a building, or a place where you live and keep your belongings. Home is a feeling. Buying a house or a property is not an instant decision. This is something people dream for a long time and plan well in advance. While there are multiple things that a homebuyer must consider before making the purchase, the most important things are to analyse and understand financial standpoint. From reviewing your current loans to finalizing an EMI that doesn’t force you to live on instant noodles, buying a home for the first time can be challenging. Here are five financial aspects that one must consider before taking the big step.&nbsp;1. Plan Your Finances&nbsp;The first and foremost step towards buying a new home is financial planning. You must decide whether you want to avail loan for the entire amount or a partial loan. Consider and review your current finances and loans to get the right picture of your affordability. Your monthly budgets should also be taken into consideration as it is a deciding factor for EMI. Down payment is also a factor when it comes to buying a home or applying for a loan. Usually, the down payment is 15% to 20% of the total amount, which is the initial payment by the buyer.&nbsp;2. Watch your Credit Score&nbsp;When you apply for a loan, financial institutions decide your creditworthiness on the basis of your Credit Score. In India, CIBIL is the chief credit bureau that assigns credit scores to individuals. It is advised that you keep an eye on your credit score or CIBIL score and keep improving it. Paying your credit card bills and EMIs is a good way to improve your CIBIL score.3. Choose a loan that’s Fit for You&nbsp;With so many options and lenders to choose from, you must do a thorough market research and find out which loan suits you best. Once you are aware of the market trends and different financing options, you can negotiate with the bank and reduce your interest rates. When choosing the loan that you wish to avail, you can also choose between floating interest and fixed interest, depending upon your suitability.&nbsp;4. Select the Right Home&nbsp;The most important aspects of buying a new home are its location and the builder. When you buy a new home, you must consider the safety, closest schools, markets, hospitals, proximity to your work and you should not miss the future developments that would happen in the area. One important step before zeroing down on a property is to do a thorough background check of the builder to get a clearer picture of their reliability and professionalism. You should know about their projects, quality of construction, post-sale assistance, and turnaround time. Also, make sure that you inspect the property thoroughly before the possession and legal documents. If there are any defects, bring them to builder’s notice.&nbsp;5. Necessary Paperwork&nbsp;There are a lot of legal documents that you would need to sign and submit when you buy a new property. Make sure that these documents are verified. Stay updated about any changes in the laws or policies.

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Home is not just a word, a building, or a place where you live and keep ...

Change in lifestyle and aspiration of real estate buyer

Globalisation has brought a sea change in the perception of savings, investments and careers. The rising middle class, growing job opportunities and young men and women making it big have all contributed towards higher disposable incomes and early establishment in life. Real estate has experienced this phenomenon strongly in recent years when most of the housing sector demand in metro cities has come from young professionals. What was a middle age milestone of owning a home till a few years ago, has now opted for a younger generation. The current generation, or say Millennials, are smart investors and planners with their money. And when invest in a house, they have different aspirations and needs from the previous generation in their families.The real estate boom of early and mid 2000s was brought on the new wave of young professionals we know as Millennials. They have reshaped the real estate industry just by the virtue of their expectations. They have been exposed to international lifestyle standards and trends by virtue of their exposure to internet and international travel. They have raised the bar and are willing to pay for a lifestyle and convenience customised to their requirements. Real estate has seen this shift from functional residences to high value properties to match of the demands of the new customer base who is young, successful, willing to pay and with high standards in quality and comfort.&nbsp;Going by the statistical data that by 2020, 65% of the Indian population would be under 35, builders and construction firms have gone into deeper understanding and insights about the young Indians outlook towards stability in life through owning a house, meeting high standards, etc. Real estate has developed a broad-based understanding of what youth and stablished entrepreneurs look for when they invest in property. Like the basic requirement of space has gone up with today’s consumers asking for comfortable and more spacious houses, priced competitively. A good and spacious house has now acquired the symbol of having being arrived and become an asset to declare to the world that they have made it in life, early on.&nbsp;With higher incomes, and greater awareness, Indian economy has seen higher saving trends even among young working men and women. And they all have their eyes set on one big possession of their life, that is, a house of their own. Higher purchasing power has even made the barrier of risk redundant and seen people willing to take risk while demanding of luxury and a location in life. High-end properties which were few and rare about two decades back are now an everywhere option, even in tier-2 cities. Metro cities like Gurgaon have in very short span of time seen a surge in demand and occupation in luxury segment of apartments and housing complexes. The new generation of buyers who demand luxury and comfort are confidant of the investment they make in luxury properties. Luxury and premium living is no more reserved only for grey-haired people who have established themselves through their life-long professions and have huge savings. The young are more demanding of the premium quotient when it comes to housing requirements and are willing to shell out more for that milestone in life.&nbsp;A recent research by Bain &amp; Company and Farfetch establishes that Millennials will account for 40% of the global real estate market for luxury and premium homes by 2025.&nbsp;Unlike earlier generations and mindset, young buyers have made the sub-urban development possible, and infact, attractive. Now the localities and societies away from the bustle of the metro cities have much more higher value then thought of previously. Young buyers have followed a trend of moving away from the centre of the cities to a more calmer and less crowded spaces which ultimately bring an exclusivity to those properties, and hence bring a higher return on investment in a only a few years of time. With the pace of infrastructure development in big cities like Delhi NCR, Gurgaon, Bangalore, etc, the off-site areas which were never considered great only one or two generations before are now hot cakes in terms of real estate and exclusivity. Apart from bring a premium lifestyle and modern facilities that builders are providing at par with international standards, a life away from the cities also gives a better living experience with less crowd, traffic and more openness. In that way, there have been a sea change in terms of location perception among the buyers. This has encouraged real estate across the country, particularly in big and growing cities, to move away from the city centres and develop microcosms of premium living. For example, Gurgaon, the millennium city has seen a major development in residential properties away from the city on Sohna Road and Jaipur Highway. Builders like Ashiana Homes, Tata Properties, Sobha, etc., have multiple projects on offer for young professionals within reasonable budgets with all modern amenities of a gated community.

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Globalisation has brought a sea change in the perception of savings...

Decoding RERA as it turns 1

Real Estate Regulatory Act, commonly known as RERA, was initially enacted on 26th March 2016. From 1st May, 2017 all its provisions came into effect and infused a fresh breath of air for home buyers across the country. With a clear cut intention of protecting the interests of home buyers from the malpractices of unfair builders while enhancing transparency in the real estate sector, RERA also aims to boost investments in the real estate sector.&nbsp;Before the implementation of RERA thousands of home buyers filed complaints against their developers for malpractices. Real estate transactions were also heavily biased in favour of the developers. In a nutshell, developers played the real estate game on their own made-up terms. Coming to their rescue, RERA is acting like a bridge to create equitable and fair transactions between the seller and the buyer. As the first regulator in the Indian real estate industry, RERA is making buying property simpler by bringing in better accountability.&nbsp;How RERA changed the real estate game&nbsp;The introduction of RERA has brought in a wave of positivity into the real estate sector. Providing a unified legal regime, RERA is standardizing the purchase practices of apartments, flats, etc. across the country. The key highlights of RERA that matter the most are:<ul><li>It establishes a Real Estate Regulatory Authority in each state and UT. Working towards the protection of interests of the stakeholders, accumulating data at a designated depository and creating a robust grievance redressal system, it also aims to prevent time lags and makes it mandatory to dispose applications within 60 days max.</li><li>It makes registration compulsory for any real estate project where the total area is more than 500 square meters with its respective state’s RERA. Promoters are required to provide detailed information about the project while applying for its registration. Once these details like land status, promoter information, approvals, schedule of completion, etc. are duly provided, then only the project can be marketed.</li><li>It prevents diversion of funds from one project to another and requires promotors to park 70% of all project receivables into a separate reserve account. So the money can only be used towards the purchase of land and construction expenses. Also it makes sure that all the proceedings are looked after by a certified professional.</li><li>It requires promoters to make continuous disclosures of the progress of the project on the RERA website. So home buyers can track the progress of the project through the periodic submissions made by the promoters.</li><li>It requires a promoter to make a positive warranty on his right title and interest on the land. This warranty, if and when needed, can be used against him by the home buyer if any title defect is discovered. The promoter is also required to obtain insurance against the title and construction of the project.</li><li>It requires the standardization of the sale agreement to be entered by promoters and home buyers. It also introduces some penal clauses that restrict promoters to insert punitive clauses against home buyers.</li><li>It imposes a heavy monetary penalty (that may go up to 10% of the project cost) to ensure that the act is not violated. Depending up on the severity of the violation, imprisonment can also be prescribed in some scenarios.</li></ul>&nbsp;Compliances benefitting the home buyers&nbsp;Home buyers, with RERA coming into play, will get the compliance benefits they have always longed for. Some of the most important compliances are:<ul><li>Any minor addition or alteration will be informed about</li><li>About any addition or alteration, prior consent of 2/3rd allottees is required</li><li>Before registration with RERA no launch or advertisements are allowed</li><li>To transfer majority rights to a 3rd party, consent of 2/3rd allottees is required</li><li>Mandatory to share project plan, layout, government approvals, land title status and sub-contractors</li><li>Timely completion of projects and delivery to the consumer is to be followed strictly</li><li>Due to a defect liability period of five years, an increase in the quality of construction is required</li><li>After majority of units have been sold, formation of RWA within specified time or 3 months is required</li></ul>&nbsp;RERA is the act every home buyer was looking forward to. In just one year it has made a very positive impact on India’s real estate sector. And this is just the beginning. With time, this will only get better and home buyers will be able to get the most out of their hard earned money every time they invest in a property.

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Real Estate Regulatory Act, commonly known as RERA, was initially enacted ...

Home loan options are giving control back to the customers

A few decades ago, when home loans had just arrived in Indian market, home buyers were skeptical and usually preferred other methods to finance their homes. However, the current scenario stands in sharp contrast with the past. Home loans have now become the popular option to finance the home of your dreams and not without reason. Today, there are various home loan options to suit the needs of every buyer. The scenario has changed so much that the available home loan options are turning non-buyers into buyers. Let’s look at some trends that is fueling this change:&nbsp;Step Up Loans The youth of today is ambitious and driven. They chase their dreams relentlessly and don’t want to wait for a decade of their professional lives before opting to buy a home. Step up loans are designed for these people who have good professional qualifications and are poised to grow in their professions. For these home loans, the banks assess the potential of the annual increase in the individual’s salary and then step up the amount of loan they can be sanctioned. While HDFC averages a 5 percent to 12 percent higher eligibility, in case of ICICI bank the loan eligibility could be as much as 30 percent higher.&nbsp;Choice between flexible and fixed rate home loans On the top of step up loans, customers also have the option to choose between fixed and floating interest rates in home loans. In case of fixed interest rates, the interest rates remain fixed throughout the loan tenure, while in case of floating interest rates the interest rate fluctuates according to the market. While fixed interest rates help in planning your budget well in advance, floating interest rate can help save a fraction of loan amount in case the interest rates go down. However, you must always read terms and conditions properly to make a sound decision.&nbsp;Flexible payment structures While step up loans help gain a bigger home loan for your dream home, flexible payment structures help you plan your financial life according to your convenience. Typically the loan tenure is divided into three parts. For example- A 20 year tenure can be divided into these phases: 1-2 years, 3-10 years and 11-20 years. Banks allow you to choose whether you want to pay a higher EMI in the first, second or third phase of the loan, which provide you a greater control over your financial life.&nbsp;In current scenario, home loan options have evolved to make the journey to your dream home a lot easier. Home loan solutions are designed to serve the needs of the customers. As customers, it is the right time to grab the opportunity and move into the home of your dreams.

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A few decades ago, when home loans had just arrived in Indian market, home buyers...

How to bring down your home loan interest

While buying a home, apart from the most crucial aspects like the right property of choice, location, savings, etc., the key factor remains the home loan and the interest rate offered by banks and other financial institutions. It is very important to develop a clear understanding about the interest rates, the reason of the variation in rates, the long-term effect on the EMIs, and rules and processing charges about future transfer of loan from lender bank to some other bank or institution.&nbsp;Understandably, EMIs form the largest expenditure of a household on a monthly basis that stretches for over a decade or two decades. A slight difference in rate of interest on home loan offered by various banks and financial institutions, which may appear negligible in the beginning, has a significant impact on the amount paid in the longer run. Hence, the emphasis on understanding the fine-print and choosing the best lender for a particular property, city or amount of loan required. This way you can reduce the burden and mitigate the impact the home loan would have on your income. Lower interest rates is a dynamic phenomenon that buyers should take advantage of instead of continuing with lenders with higher interest rates.&nbsp;The following are a few tips that help you take advantage of lower interest rates through various methods:&nbsp;Transfer your loan to MCLR&nbsp;It was a long-standing complaint of home loan borrowers with banks that banks ignore the existing borrowers when reducing interest rates benefitting new borrowers. Reserve Bank of India had also accused banks of not passing on the benefits of lower interest rates to the existing base of borrowers. Then came the RBI intervention aimed at resolving this discrepancy when RBI mandated banks to switch over to Marginal Cost Based Lending Rate (MCLR) based lending rates from April 01, 2016. With this initiative, all new floating rate home loans are processed on the basis of MCLR. And an equally significant rider that came through was the option that even the loans issued before April, 2016 can now be transferred to MCLR if the existing lender has higher interest rate. Previous borrowers can now switch their balance home loan to any other bank that offers lower interest rate.&nbsp;In comparison to the base rate and BPLR systems, MCLR is a more dynamic and effective option that is directly linked with repo rate. Thus, MCLR reflects the changes in the policy rates immediately, and you get the benefit of lower interest rates much faster. Repo rate is used to calculate MCLR making it more reflective of any changes in the policy rates and beneficial for home buyers. Moreover, RBI has made it mandatory for the banks to review their MCLR on a monthly basis and reset the interest rate at a periodic interval of less than a year. And this mechanism of resetting the interest rates and schedule have to be clearly communicated to the borrowers by the bank at the time of disbursing the home loans. These guidelines and rules have rendered MCLR a much more transparent rate-setting mechanism. Now the banks are bound to pass over the benefits of repo-rate reduction to the borrowers based on the provision of fixed interest rate reset schedule.&nbsp;In recent years, a decline in the interest rate has been registered, thereby, making it an attractive option to switch to MCLR so that you benefit from future rate reductions. But for this switch to MCLR, your current lender bank may charge a conversion fee of about 0.5% on the outstanding amount of home loan, with taxes. Also, it is important to note here that switching to MCLR is a one-time option which means that once you have opted for MCLR, you cannot go back to previous system or rate.&nbsp;Reset your loan to lower rate, in case of NBFCs&nbsp;Since, home loans from Housing Finance Companies (HFCs) and Non-Banking Financial Companies (NBFCs) currently do not come under the purview of MCLR, the borrowers may choose to reset their home loans to the current lending rate to enjoy the benefits of lower interest rate. Borrowers may be charged a conversion fee of upto 1% of the outstanding loan amount for this resetting to lower rate. Similarly, banks also provide this facility of switching from higher fixed rate to lower rate on the payment of a conversion fee. Different lenders may charge different conversion fee. With NBFCs and HFCs, the base rate doesn’t change, only the spread changes. For example, a lending agency has a base rate of 15 per cent and a spread of -5 per cent, then it would allow you to change your spread to minus six per cent. This results in a drop of interest rate bringing it closer to about 9% [15 + (-6)]. With this provision, the borrowers may continue with the same EMIs, and even go for reducing the loan tenure.&nbsp;Settle your loan in part or full with prepayments&nbsp;With the restriction on lenders from charging prepayment of floating rate home loans, it is now easier for home loan borrowers to settle their outstanding home loan balance, fully or partially, by making prepayments. However, this restriction, as mentioned above, is only for home loans based on floating rate. For fixed rate home loans, lending agencies charge prepayment charges of upto 2% of the outstanding loan amount.&nbsp;In case of going for prepayment, it is advisable to ascertain that saving you make in interest amount is higher that the prepayment charges you are paying.&nbsp;Refinance your balance home loan&nbsp;In case, you find that your current lender isn’t ready to reduce the interest rate and/or reset other terms and conditions, you can go for the option of refinancing your balance home loan, or in other terms, transfer the balance home loan to the other more suitable lender. Many home loan borrowers who are with NBFCs and HFCs find this option advantageous and transfer their balance home loans to banks and benefit from MCLR-based lending rates.&nbsp;In this case, the new lender pays the entire balance home loan amount to the original lender enabling you to enjoy lower interest rate on that balance home loan, along with other benefits from favourable terms and conditions. But this is also a lengthy process as it primarily means the same cycle of loan approval from the new lender as happened previously with your original lender. Also, refinancing or transfer of balance home loan makes more sense and becomes beneficial only when the new lender offers a difference of minimum 75 bps or more on interest rate and the remaining tenure of your home loan is more than 10 years.&nbsp;Increase EMIs with your raised income&nbsp;Usually, banks calculate your monthly EMIs based on your monthly income and prefer your EMIs to be under 40% of your monthly income. With your enhanced income over years, you may choose to increase the EMI amount you pay per month. The lender, banks or NBFCs, will revaluate your revised repayment capacity based on your current salary slips and bank statements. This way, you can reduce the tenure of your home loan.&nbsp;Analyse the cost and benefit&nbsp;All the ways discussed above to reduce the interest rate come with a charge, usually called conversion charge by the banks and other lending agencies.So, it is strongly recommended that the borrower should do a cost-benefit analysis before reaching any final decision and ascertain the total cost one would be paying to take the benefit of lower interest rate and the estimated savings from lower interest rate.

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While buying a home, apart from the most crucial aspects like the right property of choice, location, savings, etc.

Intelligent Homes For New-Age Buyers

Traceback a decade ago and controlling your home’s interiors and exteriors were considered as a futuristic innovation. The year 2017 marked the beginning of smart homes. The smart technology controls lights, security, and other needs to suit your livelihood. Zion Market Research predicts that the technology is here to stay with an expected growth of $53.45B by 2022.&nbsp;At a time when devices like Google Home, Alexa, and Amazon Echo are becoming increasingly common and artificial intelligence gaining importance with the passing of every year, smart home technology is gradually being adopted by many builders in India. The year 2018 holds more significance while displaying a bright future for the new-age home buyers.&nbsp;As nearly half the Americans have adopted the smart home technology, it’s time for the rest to follow the footsteps. India is rapidly catching up with the innovation and many people are adopting the smart technology to their homes. According to India Smart Home Market Outlook, 2022, the Indian smart home market has grown significantly from 2014 to present. Here are a few significant ways in which smart systems can empower your lifestyle for the future.&nbsp;Smart Lighting Systems&nbsp;Dynamic lighting systems are not restrained to mere luxury homes. You can purchase light bulbs and related accessories that will assist you to operate switches through your phone. Many of these lights are LED, which gives you an opportunity to choose among multiple colours or use an app to routinely se the mood for an activity such as looking a movie.&nbsp;Smart Appliance Technology&nbsp;Home equipment consisting of washers, dryers, cooking levels and refrigerators can now be operated smartly with just an app from your smartphone. These appliances are linked to the app and will let you set washing and drying cycles from anywhere and you do not have to wait to get home to run errands. For instance, if the ice in your fridge melts and you are not at home, you receive a notification while attaining the advantage to control the temperature on-the-go.&nbsp;Smart Lifestyle&nbsp;Ever wondered about turning on the air conditioning before you enter home? Smart home technology provides you with the exact advantage. The technology also allows you to buy plug-ins rather than the entire device which enables you to save costs during upgrades. This technology allows you to control any powered circuits in your house while allowing you to operate with convenience.&nbsp;Safety and Security&nbsp;Home is a place where you must feel safe and secure. The millennials are open and responsive to new ideas &amp; innovation while adapting to secure technologies within a short span of inception. CCTV cameras, smart gate locks, secure door locks, and others form a huge part of the security circuit. The use of these structures and apps in your home will provide the advantage of watching live video of any guest knocking on your home. What’s better, putting in positive security systems in your home that results in convenience and protection with financial savings.&nbsp;Smart home technology is a recent innovation which has already gained significant importance in the minds of the common. More people are slowly adopting to this technology and installing devices at their homes through which lighting, and other interiors are controlled. Ashiana Landcraft “The CenterCourt” hosts a range of luxury and advanced features like Pre-fitted Airconditioners and others. The property also offers tight home security monitored by CCTV cameras.<a href="http://thecentercourt.co.in/?utm_source=Blog&amp;utm_medium=td17">Know More</a>

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Traceback a decade ago and controlling your home’s interiors and exteriors...

It’s rainy season, Do’s and Don’ts to safeguard your Ashiana

As the summer fades giving way to the monsoon, it’s time to protect your Ashiana from the troublesome rains. While the weather is here to stay, the first thing to consider is to shield your home from possible floods. Previously, many people weren’t well-equipped to guard their homes against heavy rains. With advancements in technology and infrastructure, many things have changed. Here are some of the tips you can implement for your exteriors and interiors of Ashiana homes and live life with zero worries.&nbsp;Apply Water-Proof Exterior Paints&nbsp;When rains get heavy, it can harm the quality of exterior paint. Adding another protective layer around your property before the rains begin will retain the coating of the paint. Search for any bubbling, peeling or cracking of paint. Touchdown on any problematic area as soon as possible to prevent further damage to your siding. Ensure that you don’t leave any loopholes behind as the chip-offs and peel-offs are a definite sign of dampness.&nbsp;Clear the Gutters&nbsp;One of the foremost things you must consider to be prepared for a heavy rainfall is to remove all the solid elements in your gutter. Twigs, plastics, papers, and other materials tend to clog the drain and block the smooth water flow. The built-up particles also lead to overflowing.&nbsp;Double-check the sealant&nbsp;Ensure pest control is carried out in the exteriors. If you live in an area that’s prone to heavy downpours, you need to make sure that any gaps or holes in the sealant surrounding your doors and windows are closed. This ensures the rain stops from seeping in and regular repairs will greatly impact sealant erosion. Also, keeping Camphor or Naphthalene balls in almirahs and furniture will avoid bugs and other annoying insects.&nbsp;Evade Electric Circuits&nbsp;Heavy rainfall and the dangers of viable floods can bring atrocities to your home. Check for naked wirings and non-insulated chords. Keep these wires away from moisture or any water leakages. Ensure that all electrical appliances are stored upstairs where water is unlikely to reach. As we are aware that water and electricity are a source of disaster. If your home has begun to flood, stay away from the fuse box and ensure that all sockets are covered and turned off.&nbsp;Cover Both Sides of Air Vents&nbsp;Cover all the air vents and do not allow any rainwater to seep in. Air vents are one of the most common gaps for rains to enter and disturb your peace. If you are aware of the heavy rain or fall into the risk of flooding, ensure that you cover both the sides of the opening. Cover the insides with a thick plastic cover and the outside with a sheet.&nbsp;Keep Children Safe from Waterborne Diseases&nbsp;Educate your children about waterborne diseases &amp; dengue caused by deadly mosquitoes. Keep a close tab on stagnant water as it might be the beginning of spreading dangerous waterborne diseases. Ensure to cleanse your curtains and upholstery before the rains begin. Using a mesh or a net for the windows can block the mosquitoes from entering the house. Inform the facility and maintenance management immediately if stagnation persists.&nbsp;Ashiana Homes bring the top-class sporting facilities at your disposal. Safeguard your Ashiana from the havoc of rains this monsoon. Take pre-emptive actions with these tips and #BanaoApnaAshiana with your family. <a href="http://thecentercourt.co.in/?utm_source=Blog&amp;utm_medium=td17">Know More</a>

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As the summer fades giving way to the monsoon, it’s time to protect your Ashiana...

Lower Interest Rates Make Homebuyers Euphoric

The joy of owning your own home is unparalleled. With great anticipation, patience, and whole life’s savings, comes the home of your dreams. Needless to say, what also comes along is the loan application. The interest rates on home loans are governed by multiple factors such as the duration of the loan or the EMIs that a borrower pays. However, there have been reductions in the interest rates on home loans. Even the slightest difference in the interest rates makes a difference in the long run. For those who thought, interest rates they received were paramount, here are some tips to help you cut short the interest on your home loans.&nbsp;Loan Duration&nbsp;The shorter the duration of the loan, the earlier the principal amount will be repaid. The shorter duration may mean heavy EMI but you’ll be repaying the principal amount sooner as banks calculate interest rates on principal amount. Once the bank has recovered the principal, the interest would lower down marginally.&nbsp;Refinancing is the key&nbsp;If you think you are stuck with your lender while others lenders are offering better interest rates, consider refinancing. The process simply means transferring your loan from your current lender to a different lender. What you should also consider is the transaction fees before switching. If these are less than the savings on your annual interest, then it makes perfect sense to refinance.&nbsp;Benefit from MCLR&nbsp;1st April 2016 onwards, all bank loans are linked to the bank’s Marginal Cost of funds-based Lending Rate (MCLR). MCLR is the process by which banks determine the minimum rate of interest on home loans. Anybody who has availed a loan after 1st April 2016 is benefitting themselves but the borrowers who availed the loans before the implementation of MCLR can switch their loans to MCLR and benefit from the changes in interest rates.&nbsp;Appraisal for your EMI&nbsp;When you get an appraisal every year, your EMIs should do too. You should make a habit of increasing your EMI by at least 5% every year. This will help you in repaying the principal amount sooner and ultimately bring down your interest rates.Quicker actions are essential if you plan to save some money. As they say, money not spent is money saved. Your little actions and steps can help you save for the long run. Don’t shy away from trying new things that can help you cut down your interest rates. Avail a home loan, buy your dream home, and never stop dreaming. <a href="http://thecentercourt.co.in/">Click here</a> to know more.<a href="http://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.ashianahomes.com%2Flower-interest-rates-make-homebuyers-euphoric%2F">Share on Facebook</a><a href="http://twitter.com/intent/tweet/?text=Lower+Interest+Rates+Make+Homebuyers+Euphoric&amp;url=https%3A%2F%2Fwww.ashianahomes.com%2Flower-interest-rates-make-homebuyers-euphoric%2F">Share on Twitter</a><a href="http://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.ashianahomes.com%2Flower-interest-rates-make-homebuyers-euphoric%2F&amp;title=Lower+Interest+Rates+Make+Homebuyers+Euphoric">Share on Linkedin</a>

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The joy of owning your own home is unparalleled. With great anticipation, patience...

Make your dream home a reality with Ashiana Mulberry

Owning a home in a metro city is nothing less than a dream. Many people work for decades to save money for a home that they can call their own. They put their blood and sweat into it. They live in small spaces and take public transport with the aspiration to move into a lavish place, some day. At Ashiana Mulberry, we understand the real value of a home. That’s why we create homes with a difference. To give you the perfect place where you can spend your whole life. Where you make memories with your loved ones every day. And where you see your children learn and grow into knowledgeable human beings.&nbsp;To make your dream home a reality, Ashiana Mulberry has introduced a new finance option. This option will enable you to get a special home loan through which owning your dream home will be easier than ever. Plus, the offer comes with many other benefits that people don’t get otherwise. Here are the highlights of this special offer.&nbsp;Super loan: 20% higher loan eligibility at the same EMI or 15% lower EMIs for the same loan amount. Which means that now you will be eligible for a higher amount of loan without any additional charge on EMIs. Or for the same amount of loan, you can avail lower EMIs as well.&nbsp;Flexible payment options: It is not just the amount of loan that matters when you buy a home. How you pay that loan is equally important as well. Ashiana Mulberry gives you options to choose from so that you can pay through the way that you are most comfortable with.&nbsp;Competitive interest rates and fees: Nothing should come between you and your dream home. That’s why we have come up with the best interest rates and fees that do not feel like a burden on your loan. So you don’t have to think twice about the home that you are planning to step into.&nbsp;Interest payable only after cheque handover: Why pay interest on the loan that is yet to be sanctioned? Usually, on a home loan, interest is charged since the day you apply for the loan. That is not the case with Ashiana Mulberry’s special home loan scheme as interest is charged from the day the home loan cheque is handed over to you. Which means that you don’t have to pay any money for the loan clearing period.&nbsp;A home loan can take you closer to your dream home while easing your financial burden. At Ashiana Mulberry, you can get one at just Rs. 66.25 lacs, all inclusive. Other than spacious bedrooms, modular kitchen, big balconies, we have also crafted a bouquet of amenities for you which includes central lawn, kids play area, spa, amphitheater, banquet hall, swimming pool and much more. With nursery schools and convenience shops nearby, it is time to avail our special home loan scheme and step into your own dream home.

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Owning a home in a metro city is nothing less than a dream. Many people work...

Sachin Tendulkar’s Endeavour To Transform India From Being A Sport Loving Nation To A Sport Playing Nation

Sachin Tendulkar, the master blaster has a finger on India’s fitness pulse. He explains the importance of sports infrastructures and how smart-sport-cities can transform the nature of our country. Let’s develop a sporting culture in India, &amp; let’s do it together. Watch the little master map India’s journey toward a sports playing nation. &nbsp;

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Sachin Tendulkar, the master blaster has a finger on India’s fitness pulse...

The Affordable Luxury Lifestyle : Fact or Marketing Gimmick?

Affordable luxury sounds like a confusing, if not a completely contradictory proclamation, especially when one considers the negative light surrounding the real estate sector in India so far. Naturally, any claim made by a real estate developer to bring “affordable luxury” to its patrons would be met with skepticism, even downright disbelief.&nbsp;However, of late, the scenario is undergoing a sea change. This wave began with the clamp down on black money with the banknote demonetization of November 2016, and continued with Government schemes such as RERA and PMAY. The current government has publicly claimed its long term aim as being “housing for all” and plans to achieve this via regulation of both public and private sector real estate. The aforementioned schemes have completely changed the outlook of real estate developers towards their buyers, causing them to shift their focus onto quality constructions, on-time deliveries etc. rather than focusing on exploiting loopholes in the legal framework to extradite money from their customers.&nbsp;This change is a two-way street and buyers of real estate in urban India also feel more assured and at ease with the process of home-buying. Instead of spending their money and time dodging bullets, they are able to invest in expecting more for less, or, as we better know it, affordable luxury.&nbsp;In the Delhi/NCR region, the pioneer to this quantum leap towards responsible real estate has been the South of Gurgaon project, a groundbreaking joint enterprise by eleven of NCR’s most reputed developers on the upcoming main Sohna Road. By pooling their resources and expertise Ashiana Homes, CHD Developers, Supertech and others have brought the concept of affordable luxury housing to Gurgaon-NCR. A textbook case study of this is Ashiana Mulberry, a residential project of ready-to-move 2 &amp; 3 BHK apartments by Ashiana Homes.&nbsp;Any developer with a sizeable experience in the industry knows that the narrowing down upon the ideal location means half the battle has been won. The South of Gurgaon project is located on main Sohna Road, adjacent to the greenery of the Aravalli ranges. The drive down to the revelries of Golf Course Road from Ashiana Mulberry is a mere twenty minute drive. Distances are guaranteed to be further reduced by the under-construction elevated road, connecting Sohna to Rajiv Chowk as well as landmark infrastructure projects such as the Western Peripheral Expressway.&nbsp;The apartments themselves are going to house many happy generations in the decades to come. Ashiana Mulberry takes up the responsibility to design homes with such architectural genius that each home has open views and spacious balconies, without compromising on their proximity to the multitude of amenities on the property. They lay emphasis on creating a multi-layered, fool-proof security system.&nbsp;A few years prior, having a clubhouse, swimming pool, gym, shopping centre, spa and open lawns on the premises were considered the epitome of luxury living. However, living in Gurgaon makes these mandatory for a wholesome, yet time and cost-effective routine. The developers of Ashiana Mulberry believe that the least they can provide in the name of affordable luxury is utmost convenience and sustainability, and spare no pain towards this end.&nbsp;Keeping the best for the last, all of the above comes wrapped in a gift basket tied with the ribbon of affordability. The apartments are available at the bargain price of 57.47 lacs onwards. Over and above this, Ashiana Mulberry has laid out a variety of payment offers to address the usual concerns of their buyers and increase accessibility of the buyers to their dream homes, such as no EMI until possession and earning assured rent of 18,000 per month. Housing loans from all major banks are accepted here, and Ashiana Mulberry carries the added guarantee of complete transparency and honest communication.&nbsp;Affordable luxury is not a distant fantasy anymore, it is a wise man’s decision. In today’s day and age, consumer is king and the ideal home for you is very much a reality, so long as you know where to look.

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Affordable luxury sounds like a confusing, if not a completely contradictory ...

Vastu-Friendly Homes For Your Children’s Bedroom

Vastu Shastra is an age-old concept in India and is practised by a lot of Indians. Many Indians look at ‘vastu’ of a house before choosing their dream home. The concept of the ancient belief is based on the science of five elements, and of how you can align a structure in the appropriate direction to harness positive vibes. It’s that time of the year when children are preparing for exams. At this point, it’s important to ensure that your child is in a vastu-friendly space. This will ensure your child harnesses positive energy from different sources that helps in retaining knowledge acquired. If you haven’t already made your child’s bedroom vastu-appropriate, don’t worry, we’ve listed out a few points which will ensure that you move in the right direction.1. Your child’s bedroom can face any direction – West, South, North, East. According to Vastu, your child’s bedroom shouldn’t face the Southwest direction.2. Your child’s bed should face the Southwest direction. Ensure that your child’s head faces the East while sleeping. Sun rises from the East, which is considered to be an auspicious side because of the healing capacity of morning rays. This impacts the brain while carrying a positive effect. Concentration improves, allowing your child to absorb and retain everything they learn at a faster rate.3. The room should be free of sharp objects. According to Vastu, this brings in negative energy.4. Never place a mirror or television opposite the bed. If there is a television in the room and it is not according to Vastu, then consider removing it as it can pose a distraction to your child’s studies. If your child insists on placing a television in their room, then it should be placed in the North direction of the room. If there’s a computer in the room, then it should be placed in the East or the Southeast corner of the room.5. Your child’s bedroom will most definitely have a study table. Is it facing the East? It should, because East is the side that harnesses the maximum amount of positive energy.6. Lastly, the door of your child’s bedroom should not be directly opposite to the bed.If you’re looking to buy a flat that already has been Vastu-certified then look no further, you’ll find it at Ashiana. For more information on Vastu-friendly homes: <a href="https://thecentercourt.co.in/">click here</a>

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Vastu Shastra is an age-old concept in India and is practised by a lot of Indians...

What is affordable luxury

Every generation has termed things in life as necessity which their preceding generation tagged as luxury. It has been the generational cycle since ages. Access to better lifestyles, higher disposable incomes, exposure to the wider trends and cultures across the world through media and travel, have made the younger generation, also called the Millennials, more demanding. This generational shift has impact the real estate sector too, giving shape to newer trends in housing options offered by construction and development. Affordable luxury homes is one such idea that has taken roots and transforming the landscape, mostly in metro and other tier 1 cities, catering to the demands of better an aspirational lifestyle of mid-income group.&nbsp;Affordable luxury homes can be defined as homes or apartments that offer all the modern amenities and green spaces around without making the cost going through the roof. An affordable luxury home has all the attributes of premium property but smartly saving cost on many fronts. Usually most ultra-premium properties targeting HNIs and ultra-HNIs bring the exclusivity factor in the location. Location becomes the most deciding factor for most premium properties and high-value buyers investing in those. Typically, most premium properties have similar high value properties in the neighbourhood including better infrastructure and access to major city locations like shopping malls, airport, etc.&nbsp;The cost in affordable luxury housing segment is kept in the mid-income segment budget by not opting for international, branded fittings and fixtures, thus, significantly bringing the cost down. Secondly, the premium is brought down as the location in most affordable luxury housing projects is amidst the projects of either similar or lower scale. In some cases, the affordable luxury housing is offered as an integrated part of a larger township, thus depending on the larger infrastructure. This also brings the cost down, but certainly the exclusivity factor which is differentiating factor in other premium properties.&nbsp;Luxury in real estate industry not only means space but also amenities that define a lifestyle like modern multi-level security, dedicated parking, club houses, golf course, premium theatres, recreational areas, high-end gyms and sports facilities, and much more. In addition to these, what costs most and commands a high premium is a wealthy neighbourhood.&nbsp;However, when it comes to affordable luxury, the builders try to achieve the fine balance between meeting aspirations of a luxury home and mid-income group budgets. To this purpose, the biggest cost cutting comes in the location. Most affordable luxury housing projects in an inexpensive neighbourhood. Then, as mentioned earlier, they cut costs on fittings and fixtures. In this way, real estate businesses are able to offer housing options that look and feel like premium luxury homes, complete with space, décor and amenities, thus, providing a better lifestyle to young generation of home buyers who are abreast with latest lifestyle trends, are educated and appreciate the value-addition. Also, the current generation of home buyers in the affordable luxury segment is also willing to pay a premium for a differentiated lifestyle.

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Every generation has termed things in life as necessity which their preceding...

Why Sohna is the New Growth Vector in Gurgaon

The real estate sector in India, and especially in the urban areas, is one that has steadily grown in the past decade or so. Consumers, and consequently property developers, are always on the lookout for newer avenues to explore, where they can combine the convenience and connectivity of the city life with affordability as well as the much-needed privacy and amenities.&nbsp;The latest venture towards this end in the Delhi-NCR region is Sohna Road in Gurgaon. Various developers are undertaking residential projects on Sohna Road, including some of the biggest names in the real estate sector such as Tata Housing, ILD, Ashiana Homes, Supertech, Central Park, Ireo, Eldeco and Silverglades. This also includes the collaboration of eleven builders towards the South of Gurgaon project, an integrated luxury township in Sohna.&nbsp;The biggest attraction of Sohna Road, is that, while being relativity removed from the noise and pollution of the commercial areas, it still guarantees excellent connectivity to all parts of Gurgaon, Delhi and beyond, as well as proximity to all the facilities required for an ideal family life. This will further be enhanced by upcoming developments in and around the area, such as the operationalization of the Manesar-Palwal section of the Kundli-Manesar-Palwal (KMP) Expressway, the development of the Industrial Model Township of Sohna and the planned section of the Western Dedicated Freight Corridor (DFC) passing through Sohna. Besides this, housing affordability in Sohna Road has been rated high, as the cost of majority of the residential projects range between INR 37 lakh and INR 58 lakh for 2 BHKs and INR 61 lakh and INR 89 lakh for 3 BHKs. According to a newspaper report, Sohna currently accounts for one-third of the supply of affordable 2 and 3 BHK flats in Gurgaon.&nbsp;The success of the Sohna project is evident, due to some measurable results. Sohna Road and South of Gurgaon&nbsp;is set to get around 12,000 to 13,000 new&nbsp;residential&nbsp;units by 2020 and is expected to rise steadily on the liveability index in 5 – 7 years, according to a report by property advisory firm Cushman &amp; Wakefield. The options of 2/2.5 BHK and 3 BHK flats have been the most preferred sizes, comprising about 88% of the total supply on Sohna Road. The parameters on which Sohna has emerged favourable on the liveability index include road connectivity, education and infrastructure initiatives.&nbsp;As of June 2016, around 9,000-10,000 group housing units have been officially marketed, along with options of plotted developments and independent floors, and new ones are coming up all the time. Besides this, around 4,000 affordable housing units under Haryana Affordable Housing Scheme have also been launched in the market. Each of the builders is paying attention to the timely delivery of projects, in compliance with RERA.&nbsp;A report entitled ‘A Glimpse of an Evolving Growth Vector: Sohna, South Of Gurgaon’ commissioned by realtors’ body&nbsp;CREDAI&nbsp;said, “It would be imperative for Sohna to come up as an independent self-sustaining city, with infrastructure and civic requirements robustly built and maintained by the civic authorities of the location and creating appropriate retail and recreational centres within the region to reduce the locations dependency on the nodal locations of Gurgaon and NCR.”&nbsp;Sohna Road has been yet another initiative towards the progress and betterment of the Millennium City, Gurgaon and towards putting a smile on the faces of the hardworking residents of Delhi-NCR.

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The real estate sector in India, and especially in the urban areas, is one that has...

5 Reasons to stay in a Sports Residence

We all want to live a healthy and fruitful life but today’s hectic lifestyle doesn’t allow us to do much. While trying to maintain a healthy lifestyle, we end up spending more time commuting from one place to another and actually tiring ourselves more in the process. Meanwhile, our children have a different routine and we follow a different on, making it impossible for us to spend time together as a family. How interesting it will be if we had all the sporting facilities right inside our complex!&nbsp;Children are our most precious treasure and we want them to do well in every sphere of life. We want them to grow into well balanced adults with an edge over their peers. Hence, their holistic development is very important. Today’s scenario does offer children a plethora of extra-curricular activities but all these are at a far distance from our living area. This ends up being a hassle for parents and very tiring for children. Hence, living in a sports complex is ideal for an average Indian family. This unique concept is the latest rage in the Indian market and people are vying to be a part of the community, which can offer them state-of-the-art facilities along with beautifully designed houses.&nbsp;‘Sports’ is said to have the potential to strengthen social networks and community building. A sport is also nature’s way of teaching life to young minds. Hence, it’s best to opt for a complex that offers us a variety of sport options and helps us stay fit. These residences offer a plethora of activities for all age groups.&nbsp;Benefits of Sports Living&nbsp;Healthy Lifestyle: These residences offer one a chance of enjoying a healthy lifestyle. As the whole idea of the complex is promoting active lifestyle amongst its residents, it will be easier for all to focus on the health aspects of one’s life.&nbsp;Community Building: People with common interests form a bond together and make friends easily. (It’s like being a part of a like-minded people’s club). The bonding level in such residences is quite high. As mentioned before, sports have the potential to strengthen social networks and community building.&nbsp;It helps Create Champions: We all want our children to excel in their chosen field and what better way than to have your child trained inside your housing complex. That way he gets all the support he requires. Who knows he might just turn out to be a champion tomorrow!&nbsp;Positive Impact on Child’s Growth: Sports have a very positive impact on a child’s growth. It helps build his character and teaches him life lessons like teamwork, co-operation, sharing and helps him forge new and lasting friendships. It prepares him for tomorrow and helps him deal with different kinds of people.&nbsp;Enhanced Self-esteem: For every parent it is important that their children have a healthy self esteem. Studies have found that sports not only have a positive impact on a child’s education but participation in a sport also enhances his self esteem. It is also highly effective in reducing depression, anxiety, psychological distress and emotional disturbance.&nbsp;We all want to live in a perfect world and try to smooth out as many wrinkles as possible. Living in a Sports residence is smoothing one such wrinkle.&nbsp;

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We all want to live a healthy and fruitful life but today’s hectic lifestyle doesn’t allow...

An artist to a canvas, you to your home

Home is like a blank canvas; color it the way you want to. However, at times we need some hand holding to design our house in the latest, coolest trend. Check out this article. Go ahead and let yourself create the best you can.&nbsp;The foremost thing on our mind after we buy a house is to decorate it in the loveliest colours, splash it with beautiful furniture and plan every minute detail to a Tee. What holds us back are either the finances or not having enough ideas to work on. Looking at all the info available right at our doorstep (read internet) we decided to compile it in one article and help you decide what will suit your house the best.&nbsp;We all need some inspiration, some tips to decorate our home. Each room has to be decorated individually but the result should synchronise with the overall decor of the house. Highlighting the same point, stylestagedsold.blogs puts emphasis on deciding a theme for your home and then start working on it.&nbsp;“Not sure how to use a home decor theme in a room? No worries, it’s easy to use a theme to add personality into a space…the hardest part is deciding what theme to show off.”&nbsp;“You have so many themes to choose from. Whether you take a cue from a location, design style, season, or even a beloved kids’ character there are five tips you should follow when working a theme into your home decor.”&nbsp;<a href="http://styledstagedsold.blogs.realtor.org/2016/06/06/how-to-use-a-home-decor-theme-in-a-room/">http://styledstagedsold.blogs.realtor.org/2016/06/06/how-to-use-a-home-decor-theme-in-a-room/</a>&nbsp;Tips to decorate your home&nbsp;Bedroom&nbsp;This room is your own personal space, which you want to design as per your taste and comfort. That is what Elledecor.com says in one of its articles on decorating your bedroom.&nbsp;“Your bedroom is your personal sanctuary, so why give it the short end of the stick when it comes to design?A few simple tweaks will leave you with a bedroom so dreamy you won’t even want to fall asleep.”<a href="http://www.elledecor.com/home-remodeling-renovating/home-renovation/tips/g596/10-things-bedroom-needs/?zoomable">http://www.elledecor.com/home-remodeling-renovating/home-renovation/tips/g596/10-things-bedroom-needs/?zoomable</a>&nbsp;Kids Room&nbsp;As your bedroom is your personal sanctuary similarly kid’s room is your kid’s personal space, a place where they can do and live, as they want to. Boredpanda.com in one of its articles has described the best way to decorate your child’s room.“A child’s surroundings can have a huge impact on how they grow and develop, so parents always try to make their childrens’ living spaces as comfortable and fun as possible within their means.”&nbsp;<a href="http://www.boredpanda.com/creative-kids-room-ideas/">http://www.boredpanda.com/creative-kids-room-ideas/</a>&nbsp;Study Room&nbsp;This room is meant for some serious work but that does not mean that it has to be boring, it can be as cool as you want. Read what Homedit.com has to say about it.&nbsp;The study room is a space that should reflect a person’s character and individuality. It should be organised, furnished and decorated in a way that allows the user to feel comfortable and productive and shouldn’t include distractions. However, this doesn’t mean it has to be austere and boring.&nbsp;<a href="http://www.homedit.com/6-tips-to-decorate-a-study-room/">http://www.homedit.com/6-tips-to-decorate-a-study-room/</a>Living Room&nbsp;Considered as family’s favourite room, your living room reflects your taste, style and opulence. It is a place to showcase to your near and dear ones and at the same time, appealing enough for you to want to spend more and more time here. Realsimple.com has hit the nail on the head when it talks about decorating your living room.&nbsp;“If you could only choose one room in your home to put your heart and soul into designing, the living room would top the list. It’s that treasured (and often off-limits) space that sets the tone for your entire decorating style.”&nbsp;<a href="http://www.realsimple.com/home-organizing/decorating/decorating-living-room/living-room-design-ideas">http://www.realsimple.com/home-organizing/decorating/decorating-living-room/living-room-design-ideas</a>&nbsp;A house has its own character, which is defined by the people living in it. Make use of the above-mentioned ideas and make your home more beautiful.

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Home is like a blank canvas; color it the way you want to. However, at times we need some hand holding to design our house in the latest, coolest trend.

Cooler Homes, Happy Pockets!

Image Credits: <a href="http://www.freepik.com/free-photos-vectors/house">House image created by Mrsiraphol – Freepik.com</a>&nbsp;The average temperature recorded in the month of April in Delhi is 38 degree Celsius and the summer has just begun, it is certain that it is going to get worse. Heat waves are hitting all parts of the country and are making it impossible to live without an AC. But using air conditioners generously can shoot up your electricity bills. Here are some summer home tips to keep your homes cooler without using AC and won’t burn a hole in your pockets.&nbsp;1. Make your Home Greener Investing in a terrace garden can work wonders in keeping your homes cool. The soil will absorb the heat and keep your rooftops cool. If the rooftop is cool, the house will become cooler too. Window planters are also a smart option to cut the heat from your house. Moreover, these bright and fancy planters make your windows look attractive.&nbsp;2. Paint ‘em white The rooftop is a problem area, it radiates heat throughout your house. If the rooftop is kept cool, the temperature of the house also drops. This easy and economic home hack will make your home cooler, paint the surface of your rooftops with white lime wash or choona. White as a colour reflects heat and hence, a thick coat of white lime wash will help you reflect most of the heat.&nbsp;3. Bamboo Blinds Bamboo tends to resist heat and is extensively used across India for a variety of purposes. Bamboo blinds keep your homes cooler and give them a rustic look at the same time. Attach bamboo blinds to your doors and windows to keep the heat from entering your house.&nbsp;4. Cool it with the lights Fluorescent lights radiate less heat than incandescent lights. Incandescent lights are glass bulbs that shed out a sepia shade. Replace these bulbs with CFL and LED lights – these lights consume less power, hence help you cut down on the electricity bill and keep your homes cooler.&nbsp;5. Cross-ventilation Ventilation keeps the air in your home fresh. While cross-ventilation is a known phenomenon, not many people know that timing plays a very crucial role in it. It is advisable to keep your windows open between 5 to 8 AM and 7 to 10 PM when the air is a bit cooler.&nbsp;These home cooling ideas are brought to you by Ashiana Homes. Ashiana homes provides best apartments in Gurgaon. These luxury properties in Gurgaon offer homes that are sheathed in secured gated complexes. For more information and to check the prices of their sports residences, visit this <a href="https://goo.gl/0P6iUB">link</a>.

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The average temperature recorded in the month of April in Delhi is 38 degree...

Elevated Six-Lane Corridor to South of Gurgaon

In August 2016, NHAI took over the Gurgaon-Alwar Road from PWD and declared it a national highway called NH-248. It also announced the project to convert it into a four-lane highway along with an elevated corridor from Rajiv Chowk to Alipur near Bhondsi, a 16.5 km stretch. The 96 km stretch connects NH 8 at Rajiv Chowk in Gurgaon and Naugaon in Ramgarh, in Rajasthan at Haryana-Rajasthan border, passing through Sohna, Nuh, Firozpur, Jhirka to Naugaon.&nbsp;Recently, Ministry of Road Transport and Highways ordered the extension of the elevated corridor till Sohna, an entire stretch of 23 km. It also asked NHAI to revise the original plan of four-lane to six-lane corridor. This has come as a breather for commuters from Rajiv Chowk to Sohna making the 23 km long stretch a faster and comfortable drive skipping the mad traffic snarls and congestions. This will help motorists get to Sohna, about 23km away, in far quicker time than they do now. One&nbsp;NHAI&nbsp;official expressed his view of this development, “This has now been extended for another 6 km, and will now go beyond Sohna. It will give a big breather to commuters going from Rajiv Chowk to Sohna rural.”&nbsp;On the proposed increase in the number of lanes, he said, “NHAI is making necessary changes in its detailed project report to accommodate the changes, after they received an order from the ministry last week.” The elevated corridor project is expected to kick start by August this year.&nbsp;This development when implemented will immensely benefit the population of Sector 33, 66, 67, and Jharsa, Islampur, Fazlipur, Badshahpur, Bhonsi and Sohna. With the real estate development in Gurgaon and trade increasing, this highway has grown into a very significant route for people in Rajasthan and Haryana. Reports suggest that over 50,000 vehicles ply on this highway every day and is an important business route for transportation of goods, including dairy products, to Gurgaon and Delhi.As of now, the 95 km Gurgaon-Alwar highway is largely two-lane and extremely congested at many spots, especially residential areas like Badshahpur, and has no service roads. The broadening of the highway and the elevated sections will transform the living experience and standard of life of the places along the highway all the way to Alwar.&nbsp;The development of South of Gurgaon where many exciting residential and business projects are coming up is going to benefit immensely from this project. The driving time from South of Gurgaon to the heart of Gurgaon near Rajiv Chowk, Golf Course Road, etc., will reduce dramatically to under 20 minutes, and that too completely congestion free. This will provide a living experience to the residents of South of Gurgaon which is best of both worlds: working in the heart of Gurgaon where most of the international business houses are located, and living in a place surrounded by greenery in the vicinity of Aravali hills, away from the hustelk and bustekl of the busy city life.&nbsp;Projects like Ashiana Mulberry, developed by Ashiana Homes, are slated to become hot properties owing to these infrastructure developments.

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In August 2016, NHAI took over the Gurgaon-Alwar Road from PWD and declared...

Go Green, Live Green in Jaipur

Being born and brought up in a small town, greener surroundings beckon me. However, work demands that I stay in the city and let go the idea of greener surroundings. I wish, I could get both, greener pastures for my peace of mind and city living as my work demands.&nbsp;I have always wanted to live in a place which is closer to nature, with greener environmentaway from the hustle and bustle of the city. Till now the only way I knew how to go ahead with this was to buy a property in the countryside and then build a house there for my old age. This looked like a distant dream to me and I kept putting it in the back burner and thinking about it only when time or savings allowed.&nbsp;However, for me and many people like me,this distant dream can turn into a reality today. Looks like angels were listening on to my prayers andsome developers have come up with the concept of Green living in gated communities in Jaipur. These Green Living residences are built in the suburbs, closer to nature and in a way that bring outdoors inside their house. These residencesalso provide all the luxuries one can think of in today’s age.&nbsp;With the community surrounded by lots of trees and all the houses built in a way so that the residents can enjoy maximum sunlight and green surroundings, things for people like me have started to look up.&nbsp;Nearer to nature also means you can have peace of mind, be more creative, holistic development of your children, healthier lifestyle, and cleaner air to breathe. Not only this,living away from the maddening life of city also gives you an opportunity to explore your creative side, which might have been lying dormant while you have been busy making to the top in your job, earning your livelihood.&nbsp;I have always maintained that life for me means freedom to step out of the house and exploring nearby locations, enjoying long walks in the garden or woods. But always at the back of my mind I knew it’s only possible if I shift base to the countryside. But not anymore, now I can live near a city and enjoy the benefits of living near nature. I am astonished at the kind of options I have in Jaipur for green living and how affordable they are.&nbsp;Pollution free: Pollution free living is another factor that pulls me towards the suburbs and greener environments.City life is full of air and noise pollution, which is dangerous for all of us. While living in a greener environment, my children and I will be able to breathe in fresher air and live in a serene environment.&nbsp;Safe &amp; Secure: Because these communities are gated they offer all the state-of-the-art security and all the amenities like power backup, multilevel security system, filtered drinking water facility adds on to the safety feature for the residents.&nbsp;Garden: How many of us want to have a home garden but are stopped by the limited time and space? Now this is something that is taken care of by these&nbsp;gated communities. These houses are designed in a way that gardens are part of your house. Lush green outdoors, surrounded by beautiful flowers give one a feeling of living outdoors.&nbsp;Low Density: Low density is another factor that attracts me towards green living. Cities today are over polluted and space has become a major issue. Moving into a gated greener community means lower density and less population.&nbsp;Healthier Lifestyle: This is the most important aspect of moving into a greener neighbourhood. I believe the only thing we don’t take care of today is our health, which according to me should be our priority. Living closer to nature, in a pollution-free environment can help me change my lifestyle and focus on my health.&nbsp;Quiet neighborhoods: Imagine living in a neighbourhood where you need not worry about noise from every corner. I prefer peaceful and serene environments and I think Greener communities can offer me that.&nbsp;Good for child’s growth: I want my children to live and breathe fresh air. Their holistic development is more important to me than anything else. Living closer to nature can only benefit my children and these days a lot of good educational institutes are coming up near such communities.&nbsp;A green-gated community is like a dream come true for me. I want my children to grow in a serene, pollution free and a healthy environment. Living in Green Gated Communities can offer me that and a lot more.&nbsp;

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Being born and brought up in a small town, greener surroundings beckon...

Green Living – A way of life

We all know that gated communities offer a safe and secure environment, with state-of-the-art facilities. Now with growing awareness towards green living, there is an added effort to make these communities environment friendly, surrounded by myriad flowers, lush green landscapes and trees.&nbsp;Green gated communities are the latest trend in the Indian real estate market especially Jaipur. While most of the developers offer state of the art facilities but not many take the pains to make the surroundings environment friendly or greener.As more trees are cut and more space is made for the growing population word green has disappeared from our dictionaries. We want to be part of the greener community but are too busy to make our surroundings environment friendly or we simply don’t want to make the effort. However, we have developers who are sensitive towards environment and are coming up with the concept of green living.&nbsp;Delightful Outdoors&nbsp;The key feature of green gated communities is that they boast of beautiful outdoors. So, while you are essentially living in the city, but the feel is that of countryside. The lush green landscapes also give a feeling of well being and help you deal with problems in a much relaxed manner.&nbsp;Healthier&nbsp;This latest trend of green living is healthier and at the same time is appealing to the eye. We do not need to look for parks to go for our daily walks; the trail is just down a few floors with beautiful flowers growing on all sides. Our kids have healthier, pollution-free surroundings to play and study. Things get better and better for the residents as green living helps them to be calm, creative and full of energy. In other words, it is like heaven on earth.&nbsp;Respect Mother Earth&nbsp;It’s not only about living amongst beautiful surroundings; it is much more than that. It’s about teaching your child to respect Mother Earth. We start with telling him that natural resources are depleting soon and we need to take care not to over use them. It’s also about learning to reuse, recycle products and keeping your surroundings clean.&nbsp;Coexist with nature&nbsp;Now this is something all gated communities are not able to offer. However, a community that believes in green living and practices it offers one a chance to co-exist with nature.&nbsp;NRI advantage&nbsp;These greener gated communities are also a pull for the NRIs who want to have a home in their home country but at the same time are looking at a greener, eco-friendly living. Also, they enjoy double benefit from the deal. While, these gated communities give a feel of countryside, however they are very much part of the city. Hence, you can enjoy all the benefits of being away from city and still work and enjoy benefits of the city life.&nbsp;Safe &amp; Secure&nbsp;Gated communities offer round the clock security along with power back up. All pedestrians and automobiles entering the premises are monitored through 24×7 camera surveillance and gatekeepers. These communities boast of clean streets and offer amenities like swimming pool, banquets, clubs, gyms etc.&nbsp;Retail Outlets&nbsp;Understanding the need of the area, a lot of retail outlets have opened their franchise here. People do not need to travel long distances for their daily needs. Shopping is just next door and all things are available right from the best crockery to the best clothes.&nbsp;Educational Institutes&nbsp;This is the most important aspect of any community living. With the rise of gated communities, a lot of educational institutes have opened their franchise or new institutes have opened near these places.&nbsp;Green living becomes a way of life for people living here. These communities become a world in itself taking care of all the needs of its residents.

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We all know that gated communities offer a safe and secure environment, with...

Gurgaon, Sector 88A Should Be Your New Address

Before buying a house, one of the few things that is crucial to make the choice is the location. We all want a house in a vicinity where all the basic amenities are available easily. A good location works like an asset. Either for investment purposes or for living, a good location can skyrocket the value of the property. Real Estate experts often suggest that instead of contemplating about a good or a bad neighbourhood, invest in a neighbourhood that you can see the future of. Rather than looking at the current status of the neighbourhood, you should be able to envision what it may look like in 20 years.&nbsp;If you are planning to invest in a property in Gurgaon, then Sector 88A should be on the top of your consideration list. The area is considered as one of the prospective posh localities. Sector 88A is parallel to Dwarka Expressway and is also connected to Pataudi Road. In terms of social infrastructure, Sector 88A is budding exponentially. With state-of-the-art schools and hospitals in the vicinity, residents of this area need not fret about basic facilities.&nbsp;Shopping malls, restaurants, night clubs, multiplexes, and markets are just a small drive away. It is well connected to Delhi, and reaching the airport from here is also convenient and easy. Living close to your workplace is always favourable as it saves you a lot of travel time. Gurgaon is the hub for Multinational and National companies, which makes it an even more attractive location.The projects in Gurgaon Sector 88A are luxurious and comfortable. Laced with all the basic amenities and facilities, living here will be a fulfilling experience. Even for investment, this area is one of the most promising real estate locations.&nbsp;If you are planning to buy a house in Gurgaon, you should invest in a property in Sector 88A. To know about luxury sports residences in Gurgaon, visit <a href="https://goo.gl/UR76pC">here</a>.

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Before buying a house, one of the few things that is crucial to make the choice is the location...

How to invest in real estate when you’re still young

Many believe that real estate is only meant for the old and the bold. Understandably so!&nbsp;Investing in real-estate is like testing quicksand. You could sink under the burden of unprecedented debt. Or you could sail away with a handsome profit if done right. The trick – don’t wait until you’re 40 years old or have a family before investing in propertiesA whole lot of successful people have been able to amass large fortunes by investing in real-estate at a young age. To get there you will need some measure of dedication and meticulously plan your personal finance. Here’s how it’s done.&nbsp;<ol><li>Do your homework</li></ol>&nbsp;If you are serious about making a buck or ten or thousands from real estate, it pays to do your homework. Read all you can about it. Ask someone you trust for real estate advice. Look through different housing loans and decide which ones may serve you best. Banks are always trying to beat each other with new plans and reduced interest rates and payback periods, especially now. But more than anything else, it’s important to figure out the down payment. Small initial payments may result in higher interest rates or longer payback periods. This leaves you with two options – find someone who can loan you money for the down payment, interest-free (like your parents), or decide to apply for a loan after you’ve saved enough for it.&nbsp;<ol><li>Check wisely</li></ol>&nbsp;Next up is deciding where to put your money. A lot of youngsters go after a lower price point. There isn’t anything wrong with this except that if you’re not careful, it could lead you to a property with poor drainage, bad water supply, old construction, or you could even get entangled in legal issues for encroachment. So, while considering the price is important, do a thorough check. Think of real estate investment as more of an elimination process than a selection process. There are plenty of <a href="https://goo.gl/DJ1PSp">housing projects in Gurgaon</a> that you could consider.&nbsp;<ol><li>Go where the money is</li></ol>&nbsp;Smart businesses make their money by predicting future trends that will succeed, and then they invest in it. That’s what you need to do when buying your property. Identify upcoming areas by following the money. Heard of new MNCs’ building offices on the outskirts? What about the latest government projects such as highways or metros? Do you see schools, colleges or hospitals being constructed in a new location? That’s where your first investment could be. The idea is to predict the growth of a new community before it happens. This allows you to buy real-estate for an economic price and watch its market price soar. <a href="https://goo.gl/DJ1PSp">Property in Gurgaon</a> offers great first investment options.&nbsp;<ol><li>Make money for EMIs</li></ol>&nbsp;Once you’ve decided your purchase, ensure ways to pay for the EMIs without clearing out your wallet or maxing the credit card. There are many ways to do this. If it’s a home near a college, a hospital, or an industrial estate, rent it out. If it’s a plot or a commercial property, give it out on a lease. This way, you may only need to pay a small amount towards EMIs (in the event that the rent doesn’t cover all of it), and you’re well on your way to owning a handsome real estate property in a few years without blowing all your savings on it.&nbsp;Why must your dream to be a homeowner get lost in the years that you leave behind. There’s no better time to start a home investment than early. Start the next phase of your life. Invest when you’re still young, with Ashiana Homes. Know more <a href="https://goo.gl/DJ1PSp">here</a>!<a href="http://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.ashianahomes.com%2Finvest-real-estate-youre-still-young%2F">Share on Facebook</a><a href="http://twitter.com/intent/tweet/?text=How+to+invest+in+real+estate+when+you%E2%80%99re+still+young&amp;url=https%3A%2F%2Fwww.ashianahomes.com%2Finvest-real-estate-youre-still-young%2F">Share on Twitter</a><a href="http://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.ashianahomes.com%2Finvest-real-estate-youre-still-young%2F&amp;title=How+to+invest+in+real+estate+when+you%E2%80%99re+still+young">Share on Linkedin</a>

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Many believe that real estate is only meant for the old and the bold. Understandably so!

Interest Subsidy Benefits of Pradhan Mantri Awas Yojna

Interest Subsidy Benefits of Pradhan Mantri Awas Yojna&nbsp;Indian government’s flagship programme for low-cost housing for economically weaker sections and low income group, Pradhan Matri Awas Yojana (PMAY) has got another boost with government according ‘industry’ status to the affordable housing sector in Union Budget of 2017. The effects of this announcement are going to make low-cost and affordable housing sector thriving with many big and small builders and developers entering into the fray. It will now become convenient for the real estate players to raise capital on lower rates from many finance and lending institutions. And this will result in lower costs of the housing units making those accessible for a large number of population.&nbsp;Another big development, however, took place a few months before the budget. It was on December 31, 2016, when the prime minister announced that interest rates of 3% would be applicable on home loans of up to Rs 12 lakh and 4% on loans of up to Rs 9 lakh, under the PMAY. These two new income groups within the ambit of PMAY cover nearly 65 per cent of the home loan customers of public sector banks (PSBs).&nbsp;So effectively, people with an annual income of up to Rs 12 lakh will now get a 4% interest subsidy on a loan of Rs 9 lakh and those with an income of up to Rs 18 lakh get a subsidy of 3% on a loan of 12 lakh. Earlier, PMAY had not covered the middle class but extended this relief only to the economically weaker section (EWS – or those with an annual income of Rs 3 lakh) and lower income group (LIG – or those with an annual income up to Rs 6 lakh). Now, this Union Budget has launched a new Credit Linked Subsidy Scheme to provide interest subsidy for housing loans to eligible beneficiaries belonging to Middle Income Group (CLSS for MIG). This new scheme allows middle-income groups with incomes in the range of 6 to 18 lakh to get an interest rate subsidy of 3-4 per cent.&nbsp;Industry experts believe that the interest rate subvention for low cost housing will not only address the acute housing problem but also provide stimuli to the real estate sector and the economy at large. In the aftermath of demonetisation, the real estate took a hit and hopes for revival of demand and finance were bleak. The recent announcements with regard to PMAY play a soothing role and are rife with possibilities of making real estate churning again. Government has set a target of building 2 crore units by the year 2022 under the Affordable Housing for All scheme. According to rating agency ICRA, affordable housing is a Rs 6.25 trillion opportunity.

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Indian government’s flagship programme for low-cost housing for economically weaker...

Low Rise Living in Vogue in Delhi/NCR

There is a rise in the demand of low-rise dwellings in NCR region and some developers here are responding to this new trend in the gated communities.&nbsp;Low-rise apartments in a gated community are the latest trend in the real estate market in Gurgaon/NCR. It appears some of the developers are taking advantage of the growing trend and are looking at including low-rise in their offerings.People in NCR have a preference for low-rise apartments and are keener to buy a house in gated communities with all the inbuilt amenities. Identifying the growing need, developers are coming up with mixed developments, offering the client a choice between high-rise and low-rise apartments.&nbsp;The biggest advantage of living in such a house is that it comes at an affordable price and has less maintenance cost, number of units is lesser in a low-rise, it offers more privacy and all the amenities of a gated community.&nbsp;Low-rise apartment units are generally built on Ground+2 floors or a maximum of Ground+5 floors. These apartments are cost effective and offer a lot of independent space, thus the demand for buying a low-rise home is seeing a steep rise.Here are the reasons why many people prefer to stay in a low-rise apartment:&nbsp;<ul><li>Round-the-clock security: Recently, developers have come up with low-rise gated communities, with well-developed manicured lawns and water fountains which is quite a hit with the upwardly mobile Indians. These communities offer luxurious, well-designed builder floors, which have low density and round-the-clock security.</li></ul>&nbsp;<ul><li>More Living Space: Another advantage of low-rise is that it tends to have more Undivided Share of Land (UDS), which means that the space utilised for common area and utility spaces is generally less in low-rise construction because of which residents get more living space inside the house. This can also become an important factor while reselling the property in future.</li></ul>&nbsp;<ul><li>Luxury Amenities: These days, developers offer a modern version of low-rise complexes, with swimming-pool, club, banquet hall, security, power back up, facility management etc. Amongst all these, one of the best features of such apartments is the on-site parking, not to forgetthat&nbsp;</li></ul>&nbsp;these houses are a lot closer to the market, ATM, malls, commercial sectors, hospitals, hotels and educational institutes.&nbsp;<ul><li>Community Living: If you are social by nature, then look no further as low-rise gives you a better community living environment. The society is mostly small here and the option of socialisation is much higher.</li></ul>We find a higher rate of camaraderie in these apartments as the social exchange between the residents is much easier and frequent.&nbsp;<ul><li>More peaceful: These apartments are generally located on the outskirts of cities where there are less space constraints, and have calmer, less polluted surroundings.</li></ul>&nbsp;<ul><li>High resale value: These apartments generally have a high re-sale value in the market. The value of appreciation is much higher in low-rise as investors mostly look for them because of the independence it gives them.</li></ul>&nbsp;<ul><li>Less maintenance cost: There is usually a notion associated with low rise buildings that there is more area hence more cost. But, it’s the other way round as the cost of maintaining a low-rise building is lower for both who lives in it and the developer, which makes this a much more attractive option to invest.</li></ul>&nbsp;<ul><li>Fewer units per floor: The reason people want to buy a house in low-rise is that there are fewer units per floor, giving residents peaceful surroundings to enjoy life privately. These days one can live in a low-rise apartment complex, with elevator and 24/7 security system, with CCTVs in all common areas.</li></ul>&nbsp;<ul><li>Natural Calamity/Emergency: During natural calamities, these apartments are considered low risk. At the time of fire or earthquakes; you can just run down the stairs. Hence, making it a convenient option to choose.</li></ul>&nbsp;Looking at all the benefits one can enjoy in a low-rise, this option looks more and more attractive for home buyers and investors alike. To summarise, some developers are keeping a close tab on the latest trends and are offering the upper mid-segment Indians all the desired amenities and much more on the same platter.&nbsp;Reference Links:<ul><li><a href="http://articles.economictimes.indiatimes.com/2009-07-12/news/28454323_1_low-rise-raheja-developers-high-rise-buildings">http://articles.economictimes.indiatimes.com/2009-07-12/news/28454323_1_low-rise-raheja-developers-high-rise-buildings</a></li><li><a href="http://360propertymanagement.in/pros-and-cons-of-living-in-a-low-rise-building/">http://360propertymanagement.in/pros-and-cons-of-living-in-a-low-rise-building/</a></li><li><a href="http://www.investors-clinic.com/blog/pros-of-living-in-low-rise-builder-floors/#more-1767">http://www.investors-clinic.com/blog/pros-of-living-in-low-rise-builder-floors/#more-1767</a></li><li>http://www.indianrealestatemarket.com/rise-residential-apartments-vogue-gurgaon/</li></ul>&nbsp;

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There is a rise in the demand of low-rise dwellings in NCR region and some...

Low Rise, High Lifestyle!

In the National Capital Region, <a href="https://goo.gl/DJ1PSp">low-rise in a gated complex</a> is not only an upcoming trend but a way of life for people who have lived in the city for long.&nbsp;Though the National Capital Region has taken to high-rise dwellings however people still feel that low-rise apartments has its own charm. Looking at the demand, developers have started building Low-rise apartments with all the High-rise benefits. Low-rise in a gated community is a high style living with all the benefits including 24×7 security, pool, banquets, basement car parking, parks etc.Looking at some of the other write-ups on low-rise, we realized Low Rise apartments are the latest trend in the gated communities. Many developers are coming up with mixed developments offering client a choice between low and high rise.&nbsp;<h2>Low-rise Apartments an Existing Trend</h2>&nbsp;According to Construction Week Online,&nbsp;Delhi already had the concept of registering independent floors in low-rise buildings for freehold properties later extended even to DDA flats. Now, with Haryana allowing registration of independent floors, the market is flush with independent floor launches which demonstrate the demand for such projects.&nbsp;This is an opportunity well utilized by developers who have come up with the concept of Low Rise Apartments in gated communities.Business Today gives the right perspective to this trend, saying, “Today, most buyers look at built property as their first option, not just to avoid the hassle of constructing a house, but also because of easy availability of finance for such projects.”&nbsp;Low-rise a preference amongst professionals in NCR&nbsp;As mentioned in <a href="http://www.favista.com/cms/blogs/2013/06/11/choose-your-pick-high-rise-or-low-rise-development">Favista</a>,“As per a survey restricted to professionals working in Gurgaon, given a person has no budget constraints, more people preferred low rise development. Out of this majority, nearly 8 percent professionals were those who suffered from acrophobia. So, for them, to live in a penthouse is never an option.”&nbsp;&nbsp;

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In the National Capital Region, low-rise in a gated complex is not only an upcoming trend but a way of life for people who have lived in the city for long.

Traffic-less Gurgaon

While commuting when we face long queues of vehicles or a never-ending traffic jam, the first thing that comes to our mind is; will this ever end? Can we look at a future where we enjoy a hassle- free drive and good connectivity? It looks like a distant dream to many of us. However, the new emerging South of Gurgaon promises cleaner roads, less traffic, more connectivity and a hassle-free drive.&nbsp;We all have traffic woe stories to share and we all want to get rid of the ever increasing city traffic. However, looking at the current scenario, smooth roads without many cars around looks like a distant dream. Which brings us to the point that is there a possibility of traffic-less Gurgaon? Can we look at a future where the roads are new; air is clean and less of travel time?&nbsp;An average urbanite spends at least 2-4 hours daily on road struggling with traffic. Our day starts with traffic and ends with traffic. Imagine a life where you reach office in 20-30 minutes without battling with traffic. This can be a reality if we go by the 2031 Sohna Master plan drawn by Haryana Government, the new emerging South of Gurgaon will give you a hassle-free drive and good infrastructure.&nbsp;The area is being developed as South of Gurgaon which will offer all the infrastructural amenities which the present Gurgaon lacks. Easy connectivity to the main commercial hubs and NH-8 makes it a desirable location to set up home.&nbsp;Benefits of Less Traffic in South of Gurgaon&nbsp;Connectivity: Road connectivity planned from sector 63 &amp; 64 (Golf Course Extension Road) will reduce the driving time to 15 minutes. According to Haryana Government’s 2031 Master Plan, South of Gurgaon is going to be the most connected area in the coming years. And will be the most sought after too. As per recent announcement of National Highway Authority of India a 6 lane road, connecting NH 8 (Near Ambience Mall) via Sohna will connect NSG Campus at Manesar. This shall provide a very convenient connect from Sohna to NH8 on both Delhi as well as Manesar side.&nbsp;Hassle-free drive: South of Gurgaon offers hassle-free drive to main Gurgaon and offers all the benefits one requires near a residential complex. This is something we all want to enjoy along with other city benefits.&nbsp;Pollution free: Global warming is a major threat to our environment today. A pollution-free living near the city is one factor which overrules everything else. Less traffic means cleaner air, less noise pollution and healthier lifestyle.&nbsp;Greener Gurgaon: Present Gurgaon lacks natural beauty which the emerging Gurgaon has in abundance. Less traffic means these Greener resources will not be harmed and will keep providing an excellent view and fresh air for our good health.&nbsp;Conclusion: We all want to live nearer to our work place and at the same time offer our children a much healthier and wholesome lifestyle. Traffic-less Gurgaon will be a dream come true for the citizens of ‘Millenium City’. We all look forward to a new, greener and a beautiful Gurgaon.

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While commuting when we face long queues of vehicles or a never-ending traffic ...

Where you live matters!

There is an upward trend of rising multi-dwelling residences in the metros in India. People prefer living in apartments than independent houses. The reason for this can be the changing dynamics of the society. People come together from diverse cultures and beliefs in a community to form one big happy family.&nbsp;No one can live alone. We are all social beings and thrive in a society. While we all want to be amongst friends and people of the same mindset. We tend to form friendships outside that circle too. Multi dwellings are places where we meet people from different walks of life and end up forging long lasting friendships. Imagine an old couple making friends with a young family and having interesting and meaningful conversations with each other.&nbsp;It is an amalgamation of people with different cultures, languages, cuisines, lifestyles, etc. Where else can we see people celebrating Durga Puja, Navratras, Eid, Onam at the same platform or where else can we see a Punjabi taking part in a Teej festival and a Bihari becoming a part of KarvaChauth. This is what community living means and this is what it should be.&nbsp;With more and more people coming from smaller cities, it’s a challenge to accommodate one and all. Gated communities are doing a wonderful job of providing these people a place to stay.&nbsp;Life-long Friends: Multi-dwelling societies are one place where people come together from different walks of life and end up making life-long friends. Your neighbour is the first person to know and help you in time of need. Hence, a close bond is formed with people who live near you.&nbsp;A Sense of Belonging: Establishing roots in a new town is quite difficult. However, if we are staying in multi-dwelling apartments making friends becomes easier and there is a sense of belonging. One reason, one feels a part of the community is that, different events and festivities are celebrated together inside the complex. In fact, the community becomes more like an extended family for us.&nbsp;No Maintenance Worries: While living in a housing complex one can say no to maintenance worries as it is taken care by the facility management team employed by the complex. All the small details like mowing the lawn grounds or cleaning the area is not your concern. It is taken care of for you.&nbsp;Unity in Diversity: True Indian culture is reflected through these communities. Our neighbour can be a Muslim who celebrates Diwali with us or a Hindu who celebrates Eid with us. My neighbour can also be a Gujarati who loves Punjabi food or a Maharashtrian who has a passion for South Indian Cuisine. Better still my neighbour can be an expat who enjoys Indian culture and cuisine.&nbsp;Co-operation: The level of cooperation seen in apartment complexes is much higher than the independent houses. People are there for each other and are helpful and co-operative. People living in apartment complexes are a small family unit, who gets support and cooperation from other families living in the same complex.&nbsp;Celebrating Life: People from different backgrounds come together to celebrate life. They participate in each other’s festivals, adopt the good things of each others’ cultures and ultimately become one strong, happy unit.&nbsp;Community plays an important role in a man’s life. No man can live in isolation, they need people around them to communicate, learn, understand and live in this world. Hence the best place to meet people and make life-long friends is your own living society. Apartment complexes are and will remain a way to meet and make great friends.<a href="http://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.ashianahomes.com%2Fwhere-you-live-matters%2F">Share on Facebook</a><a href="http://twitter.com/intent/tweet/?text=Where+you+live+matters%21&amp;url=https%3A%2F%2Fwww.ashianahomes.com%2Fwhere-you-live-matters%2F">Share on Twitter</a><a href="http://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.ashianahomes.com%2Fwhere-you-live-matters%2F&amp;title=Where+you+live+matters%21">Share on Linkedin</a>

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There is an upward trend of rising multi-dwelling residences in the metros in India...

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